Overview

• Salary

  35000PHP ~ 50000PHP

• Industry

  Financial Service

• Position

  Supervisor

• Job Description

  JOB OVERVIEW The Credit Head oversees the daily operations of the credit department and manage the entire credit process. RESPONSIBILITIES AND DUTIES > Supervise daily operations of the credit department > Evaluate credit worthiness of an applicant based on the existing credit evaluation process of the company > Make credit evaluation reports for approval > Contribute to the continuous improvement of the credit evaluation process including but not limited to quality of work and ways of working > Monitor performance including but not limited to default rate of applications processed and fulfillment of application turnaround time > Develop, implement, and continuously improve credit policies, risk assessment frameworks, and underwriting. > Lead the design, review, and iteration of credit models, including alternative behavioral scoring and the new system to be used for efficient in business operations > Oversee the credit underwriting process, ensuring adherence to established policies and achieving optimal turnaround times without compromising risk quality. > Work closely with product, data, and analytics teams to develop innovative credit decision tools and leverage alternative data sources. > Drive continuous improvement initiatives using advanced data analytics and market insights. > Lead process improvements to enhance credit cycle efficiency.