CREDIT OFFICER for Leasing & Finance
ID: 46493
Overview
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Salary
39000PHP ~ 60000PHP
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Industry
Financial Service
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Position
Senior
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Job Description
Performs credit evaluation and risk assessment of corporate borrowers and prepares comprehensive credit proposals that are following the company's credit policies and standards and within the prescribed turnaround time. -Review loan requests -Assess clientsf financial status -Evaluate creditworthiness and risks -Contact clients to gather financial data and documentation -Analyze risks and approve or reject loan requests -Calculate financial ratios (e.g. credit scores and interest rates) -Set up payment plans -Maintain updated records of loan applications -Follow up with clients about loan renewals -Monitor progress of existing loans Other task assign time to time
Qualifications
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Requirement
ƒMUST„ -Graduate of Management, Business, Finance, Economics, or any related discipline. -At least 2-3 years experience in account management preferably as an Account/Sales Officer -Product and market knowledge -Understanding customer's business & industry. -Operational and documentation knowledge on financial analysis. -Knowledge on discounted cashflow method. -Excellent communication skills. -Excellent customer service ƒBETTER„ Sales/Leasing experience gained from a bank or leasing and finance company is an advantage
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English Level
Business Level
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Japanese Level
None
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Other Language
English
Benefits & Conditions
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Benefits
Government mandated benefits -Transportation allowance -Up to 16months bonus ( Depend on Performance) -Clothing Allowance (For Female Uniform) -Leave 15 VL and SL, (10days max converted into cash), 5 EL etc -Loans (Car Loan, Multipurpose Loan, Emergency Loan, Housing Loan) -Medical Allowance -Health card -Group Term Insurance -Retirement Plan
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Working Hour
8:30 ~ 17:30
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Holiday
Saturdays Sundays Philippine holidays (Depend on situation)