Overview

• Salary

  100000PHP ~ 180000PHP

• Industry

  Financial Service

• Position

  Manager

• Job Description

  Job Summary: Oversee all lending operations, including secured loans and credit-related products (CR), drive strategic growth, manage credit risk, and ensure regulatory compliance. This role provides critical leadership in deepening customer relationships while guiding the organization towards profitability and financial stability. -Business Strategy Development: Formulate and improve business strategies aligned with organizational goals. -Strategic Planning and Execution: Develop and implement plans to effectively execute business strategies. -Performance Management: Monitor and manage performance indicators to achieve goals. -Lead Secured Loans Operations: Oversee sales, collections, and credit management, including: -Product Development and Market Strategy: Develop new lending products based on the characteristics of secured loans and execute market entry strategies. -Sales Strategy and Customer Base Expansion: Formulate sales strategies to acquire customers and expand market share, focusing on secured loans for motorcycles and cars. -Optimize Collection Processes: Design appropriate debt collection strategies and implement effective collection processes to minimize default risk. -Enhance Credit Management: Optimize credit review and collateral evaluation processes based on credit policies and risk management strategies to maintain a healthy lending portfolio. -Operational Efficiency: Review and establish efficient and smooth operations from lending to collection. -Build Risk Management Framework: Oversee compliance with local regulatory requirements and industry standards. -Develop and Implement Risk Management Policies: Formulate and implement policies to avoid credit, operational, and regulatory risks. -Ensure Compliance with SEC and Other Regulatory Bodies: Guarantee operations comply with regulatory frameworks of SEC and other relevant agencies.